"A cheque is an inconvenient method of making payments". Justify for or against.

Against the statement — A cheque is in fact a very convenient method of making payments.

Justification:

1. Convenience — A cheque is a very convenient method of making payment. There is no need to count and check large numbers of currency notes.

2. Safety — The use of cheques ensures safety. A crossed cheque can ensure that payment is made only to the bank account of the payee.

3. Easy transfer of funds — Cheques facilitate transfer of funds from one place to another, even across countries, in a way that is easier and cheaper than carrying cash.

4. Acts as a receipt — Payment by cheque serves as valid proof of payment.

5. Saving in currency notes — Use of cheques reduces the need to print and circulate currency notes.

Hence, a cheque is a convenient method of payment.