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98,760 $\boxed{\phantom{12345}}$ 1,02,345

On comparing 98,760 and 1,02,345,

The number 98,760 has 5 digits.

The number 1,02,345 has 6 digits.

When comparing two positive whole numbers, the number with more digits is always the larger number.

Hence, 98,760 < 1,02,345.